The business solution for fast, flexible, cost-efficient payment of salaries. Throughout the world, in real time.

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Make paying salaries easier, faster and more cost-efficient than ever before.

Whether in a medium-sized company or an international group, salary payments to employees are often time-consuming and expensive. This is particularly the case if salaries need to be paid across national borders on a regular basis. Discover the perfect alternative to salary payments via transfer, cheque or cash – the Wirecard Payroll Payment Card.

With the Payroll Payment Card, you can process salary payments quickly, securely and, above all, cost-efficiently. The Payroll Payment Card is a prepaid credit card, which you can conveniently order in any number, manage and top up online with individual amounts whenever you wish.

It’s also good news for your employees. They receive their salaries in real time and can make payments quickly and conveniently with the Payroll Payment Card wherever Mastercard® or Visa is accepted. They can also withdraw cash from all bank machines bearing the Mastercard or Visa logo.




Real-time payments

Load salaries onto Payroll Payment Cards in an instant, and your employees will have access to the funds immediately.

With the Wirecard Payroll Payment Card, you can transfer salaries securely and quickly with just one click. The salary is loaded onto your employee’s card in real time. The amount and time of the transfer can be determined individually. Your employees have immediate access to their salaries and can use their money right away.


With the Payroll Payment Card, you have complete control over your costs and budget for the payment of salaries and can also reduce accounting expenses.


Card payments are limited to the available balance thanks to prepaid technology. The need for cash within the company is also reduced, and thus also the risk of loss and theft.


The design of the cards and packaging as well as the Wirecard Payout Enterprise Portal and account management portal for employees can be customised based on your corporate identity.

Simple, convenient management

The Wirecard Payout Enterprise Portal ensures streamlined processes and high levels of transparency.

The Wirecard Payout Enterprise Portal or Wirecard APIs allow you to perform all the required activities conveniently and whenever you wish. Create new cards for your employees, activate and load the cards in real time, and thus benefit from streamlined processes.

How it works

The Payroll Payment Card is not only easy to use, but is already ready to use in the blink of an eye. Learn more about the range of benefits now and get in touch with us. You can use Payroll Payment Cards in just a few easy steps.


Simply contact us via the contact form. We will discuss with you your individual setup, prepare and send you all documents to draw up a contract. Once all the required documents have been received and verified, the next step is to wire transfer the funds into one of the custodial accounts of Wirecard Card Solutions (WDCS).


Once you have prefunded the respective account, you can create cards via the Wirecard Payout Enterprise Portal or the APIs. The cards are sent to the company or individually to the employees, depending on the nature of the programme.


You now need to load the cards with the desired amount via the Wirecard Payout Enterprise Portal or the APIs. The cards then need to be activated. And that’s it! Your employees can now access their salaries in real time and make payments at all MasterCard® or Visa acceptance points.

Additional Services

The Payroll Payment Card range of services includes various additional services, such as convenient portals for you and your employees for card management, the option to establish an individual corporate design for your cards, and much more.

Customisation options

From the packaging and card design to the account management portal, you can design the Payroll Payment Card according to your own needs.

Wirecard Payout Enterprise Portal

You can use the Wirecard Payout Enterprise Portal or the APIs to manage all cards and accounts simply and conveniently and set up administrators.

Wirecard Account Management Portal

Optionally, all of your employees can receive individual access and can view their transactions at any time and easily manage their accounts through the portal.

24-hour service

Do you or your employees have any questions or concerns? You can contact our call centre around the clock to lock your card in case of loss or theft.

Questions? We have the answers.

What is the Wirecard Payroll Payment Card?

With the Wirecard Payroll Payment Card, companies can make payroll payments to their employees throughout the world faster, more securely and more cost-efficiently than by cash or cheque, for example.

Can the card also be used abroad?

Yes, the card can also be used abroad. The Payroll Payment Card is accepted by millions of merchants worldwide – wherever Mastercard or Visa is accepted.

How do I add funds to the Payroll Payment Card?

You can conveniently add funds either via the Wirecard Payout Enterprise Portal or the APIs. You only need to have wire transfered a sufficient amount of funds to one of the custodial accounts specified by Wirecard Card Solutions.

Can I return the card balance to my account?

No, this is not possible. The balance is the property of the employee, so it is not possible to reverse funds. Please contact our service team in the case of an accounting error.

What amounts can I add to the Payroll Payment Card?

In accordance with the terms of the contract, individual limits are defined for the maximum number of top-ups and corresponding amounts. These limits are specified in your contact documents.

Can the balance on the card expire?

The balance on the card cannot expire. When the card expires, the employee will receive a replacement card. The balance will be automatically transferred to this new card.

Unable to find your question? See our list of questions and answers here.

All questions


Simply fill out and submit the contact form. Our sales team will get in touch with you right away and discuss the individual setup of your Payroll Payment Card Programme with you.

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